Choosing the best savings folder for your savings goals

Want to get a better handle on your finances and save efficiently for goals, big or small? Then a savings folder is a smart choice. A well-organized folder helps you clearly categorize your money, so you know exactly what you're spending. But how do you choose the best savings folder for your goals and budget? In this blog post, we'll help you make the right choice step by step.

Why use a savings folder?

A savings folder is a physical folder with pockets or envelopes where you can divide cash among different budget categories. This could include fixed expenses, groceries, saving for a vacation, or an emergency fund. In an age where digital payments are the norm, cash stuffing with a savings folder can actually increase awareness and control over your spending.

Advantages of a savings folder:

• Provides immediate insight into your financial situation
• Helps you stick to your budget
• Ensures less impulse spending
• Easy to adapt to your personal goals

A savings folder is ideal for people who want visual control over their finances and who prefer to work with a tangible system.

What types of savings folders are there?

When choosing a savings folder, it's important to consider the size, layout, and additional features you need. Here are the most popular options:

1. A6, A5, A7 formats

Most savings folders come in three sizes:

• A7: Small and compact, ideal for small budgets or if you want to carry a savings folder in your bag.
• A6: The most popular choice, fits in a handbag and offers enough space for different categories.
• A5: Larger size, useful if you manage extensive budgets and need more envelopes.

View the collection save folders to see which one suits you.

2. Cash stuffing binders

A cash stuffing binder is a savings folder with separate plastic envelopes where you can put cash. This is useful if you're dividing a monthly budget into different categories like rent, groceries, and savings.

Check out our budget binders for a variety of styles and colors.

3. Budget planners with envelopes

Do you want to not only save but also clearly map out your financial goals? Then a budget planner with envelopes is a good option. These planners not only have savings sections but also pages where you can track your income and expenses.

We recommend the 2025 budget planner , which helps you organize your finances on a monthly basis.

4. Personalized savings folders

Want a savings folder that truly suits you? Consider a personalized version. You can have envelopes printed with specific categories or have your name printed on them for an extra motivational boost.

Explore the customization options and make your savings folder unique.

How do you choose the best savings folder for your savings goals?

Now that you know the different types of savings folders, it's time to determine which one best suits your situation. Here are a few questions to ask yourself:

• What's your savings goal? Do you want to save for a vacation, a house, an emergency, or just better organize your finances?
• How many categories do you need? If you have many different budgets, an A5 folder with more envelopes is more convenient than a compact A7 folder.
• How much cash do you use? If you don't often work with cash, you can combine a savings folder with placeholders and digital savings.

For a clear start, you can check out the cash stuffing starter set .

Additional tips to use your savings folder effectively

A savings folder is only truly effective if you use it correctly. Here are some tips to get the most out of your savings system:

• Plan your budget ahead - Decide at the beginning of the month how much you want to spend on each category and divide this amount directly among your envelopes.
• Use visual trackers - Use savings goals and trackers to monitor your progress. This will keep you motivated.
• Keep your savings folder up to date - Make it a habit to check your folder weekly and adjust your budgets as needed.
• Combine with savings challenges - Do a 52-week savings challenge or the €5 savings challenge for extra motivation.

Conclusion

A savings folder is a great way to take control of your finances and achieve your savings goals. Whether you choose a compact A7 folder, a comprehensive A5 planner, or a personalized cash-stuffing binder, there's an option to suit your lifestyle.

Want to get started right away? Browse our full range of savings folders and accessories and start saving smartly today!