How to make saving a family activity

Saving can feel like an obligation, especially for children who have little understanding of money. Yet, it's important to learn early on how money works and how small amounts can ultimately achieve big goals.

A smart and playful way to save together as a family is to use savings challenge cards . These cards make saving visual, concrete, and motivating . No complicated financial strategies, just a fun, clear way to get closer to a savings goal step by step.

This blog shows how saving can become a family activity – without it feeling boring or difficult.

Why saving together is a good idea

Saving can be challenging, especially if it doesn't yield immediate results. But saving together has many benefits. It creates engagement , clarifies goals, and ensures everyone motivates each other .

It's important for children to learn how money works from a young age. Savings challenge cards can help with this. They learn through play:
✔️ That saving money requires patience and discipline
✔️ That small amounts make a big difference in the long run
✔️ How choices affect spending and saving

By making saving interactive and fun, it becomes a habit that lasts long.

1. Choose a family goal and make it tangible

A savings goal makes saving more effective and motivating . Adults often save for a buffer, but children often need something visual .

Popular savings goals for families:

• A day out at an amusement park
• A trampoline or a playhouse for the garden
• A family vacation
• A pet (including care costs)
• A new game console or tablet

📌 Tip: A budget planner ( such as this one from Vaye Amsterdam ) can help you keep track of your goals and savings objectives in a clear manner.

A visual incentive also works well! Transparent piggy banks ( like this one ) show exactly how the savings are growing, which is especially motivating for children.

2. Use savings challenge cards as a tool

To keep saving organized and fun, savings challenge cards are a perfect solution. These cards help you achieve a savings goal step by step and make saving clear.

There are different types of savings challenge cards , such as:

• 52-week challenge – Save a slightly larger amount each week
• Small change challenge – Handy for children
• 12-month challenge - Save monthly for a target amount

💡 Want to get started right away? View the various savings challenge cards here.

To make saving even more fun, each family member can choose and personalize their own savings challenge card . This ensures that everyone takes responsibility while working together towards the family goal.

3. Make saving fun with rewards and challenges 🎲

Children, especially, stay motivated when saving is fun and interactive . A reward system can be a great help.

• Four small milestones – Once the savings card is 50% full, a small reward can be chosen (such as ice cream, a movie night, or another small treat).

• Cash Stuffing Method – Putting money aside physically with cash stuffing envelopes creates a tangible savings process.

• Make it a competition – Who can save a certain amount the fastest? Several savings challenge cards can be compared to see who reaches their goal first.

4. Teach children the value of money through play

Besides saving itself, it's important for children to become aware of money and spending . This helps them make wise financial choices later in life.

With savings challenge cards, children learn:
✔️ That saving takes time and patience
✔️ That small amounts together form a large amount
✔️ That making choices influences financial goals

For older children, a budget planner can be helpful for tracking their expenses and income. This helps develop a healthy financial mindset.

5. Celebrate success and start a new challenge

Achieving a savings goal should be celebrated! It doesn't have to be grand, but it's important to reward saving positively .

Fun ways to celebrate success:

• Baking a cake together
• Planning a family activity on a budget
• Start a new savings challenge, perhaps with a different goal

By making saving interactive and rewarding , it becomes a habit that's easy to maintain. A new savings challenge card ( check out the coolest cards here ) helps you immediately set a new savings goal.

Conclusion: saving together becomes a habit

Saving is no longer a chore when it becomes a fun, collaborative activity . With savings challenge cards , a visual savings goal, and a game element, everyone stays motivated and saving becomes a routine.

Saving together means enjoying the end result together! Which savings challenge cards are best for your family?