How to choose the perfect cash stuffing folder for your budget

Cash stuffing is the hottest trend for anyone looking for more control over their money. Whether you're just starting to budget or have been doing it for a while, a good cash stuffing folder really makes all the difference. But how do you choose the right folder that suits your style, needs, and budget? This comprehensive blog post from Vaye Amsterdam explains it all.

What exactly is a cash stuffing map?

For those new to this world: a cash stuffing folder (also called a budget binder) is a folder with envelopes or pockets where you put cash for specific expenses. Think of categories like "groceries," "vacation," "healthcare," or "emergencies." Simply put, it's a system for visually and physically dividing your money so you always know where you stand.

Why use a cash stuffing map?

A cash stuffing map helps you:

• to keep an overview
• to stop impulse purchases
• to save more effectively
• manage your finances in a fun and visual way

Also check out our blog What is cash stuffing and why is it a hype in the Netherlands for a complete introduction to this method.

Step 1: Choose the right size

At Vaye Amsterdam we offer different sizes, each with their own advantages.

• A7 – Compact & on-the-go
  Small and super handy to carry in your bag. Ideal if you work with a few categories.
  👉 View A7 folders
• A6 – Most popular size
  A favorite of many cash-stuffers. Not too big, not too small.
  👉 Shop A6 cash stuffing folders
• A5 – For the real organizational freaks
  Perfect for extensive budgeting systems and planners.
  👉 View A5 binders

Step 2: Think about your categories

Before you fill your cash stuffing folder, it's smart to sit down and think about what you want to keep track of.

Popular categories:

• Groceries
• Presents
• Self-care
• Transport
• Holiday
• Emergency fund

Tip: Start with 5–7 categories. You can always expand with additional envelopes or labels.

👉 Personalize cash envelopes for your categories.

Step 3: Choose a folder that suits you

A cash stuffing folder should be functional first and foremost, but it also needs to look good. You'll use it regularly, so it's important to choose a folder you'll enjoy and one that fits your money management style.

What do you pay attention to when choosing?

• Material: Most folders are made of sturdy PU leather. This is durable, water-resistant, and retains its appearance—even with frequent use.
  
• Colors: Do you prefer neutrals (black, beige, taupe) or a soft color like light pink or sand? Subtle shades create a sense of order and calm, and they complement everything.
• Closure: A zippered or snap-fastened folder keeps everything neatly organized. Especially handy if you carry it in your bag.
• Ring binder: This allows you to easily click envelopes in and out of the binder, making it easy to change or expand.
  

Keep it simple

You don't need a busy design or a glitter folder to budget successfully. A simple, organized folder will help you get started with focus and structure.

👉 View all folders and sets

Step 4: Choose a cash stuffing folder that fits your budget

Good news: you don't have to spend a fortune to start stuffing cash. A well-organized and attractive cash stuffing folder doesn't have to be expensive. There are plenty of affordable and functional options.

What is the average cost of a cash stuffing map?

Most suppliers, including our own shop, charge between €25 and €40 for a standard folder. These are often A6-sized folders with a sturdy outer cover, a ring binder, and several transparent envelopes. A great, complete basic set to get you started right away.

👉 View affordable cash stuffing folders

Want to expand a bit? Thinking about adding extra envelopes, stickers, or budget trackers? That'll set you back a bit more, but you can always build up gradually. Many people start small and expand their system step by step.

Starter tips to stay within your budget

• First, choose a basic folder with 6 envelopes.

• Only add extras when you know which categories you use most often.

• Purchase separate accessories such as labels or stickers later.

• Keep an eye on offers or choose a value package if you want to go all-in right away.

Think of the bigger picture

A cash stuffing folder actually helps you manage your money better. You'll often recoup your investment within a few weeks, as you become more mindful of your spending. Whether you choose a basic folder or a comprehensive set, it's all about getting a handle on your money.

👉 Start with a budget-friendly cash stuffing map

Step 5: Complete your cash stuffing folder with handy extras

Once you've chosen a good folder, you can gradually expand it with accessories that make it even easier to keep track of things. It doesn't have to be all at once—start small and add what you find useful.

What kind of extras are there?

• Transparent envelopes
  Super handy for organizing your categories. You can immediately see how many you have, and they fit perfectly in your folder.
  👉 Shop individual envelopes

• Dashboards with categories
  Label each envelope clearly, such as "groceries," "fun," or "vacation." Choose your own categories.
  👉 Personalize cash envelopes

• Budget planner
  For a complete overview of your personal finances.
  👉View budget planner

• Cases and other accessories
  For receipts, notes or a pen – always handy to have at hand.
  👉 View accessories

Start with what you need

You don't have to have everything right away. Many people start with a binder and six envelopes, adding trackers or labels later if they find it useful. See what works for you and how you prefer to work.

👉 Create your cash stuffing system

Step 6: Schedule a fixed cash stuffing time

A cash stuffing folder works best when you practice it regularly. Make it a small weekly or monthly ritual. For example, on a Sunday evening or at the start of the new month. Make a cup of tea, grab your folder, count your money, refill your envelopes, and check if you're still within your budget.

By making it a fixed moment:

• keep control of your expenses,
• you can adjust your savings goals more easily,
• and your system remains organized and fun to use.

Tip: Use a budget tracker or notebook to jot down short notes on each envelope. This way, you can see at a glance what's going in, what's going out, and what's left. 👉 View the budget planner

Frequently Asked Questions about Cash Stuffing Folders

How many envelopes do I need to get started?
For beginners, 6 to 8 envelopes is usually enough. Consider categories like groceries, transportation, fun, clothing, savings, and gifts.
👉 Shop individual envelopes

What if I pay for almost everything digitally?
No problem. Many people withdraw a fixed amount weekly or monthly, which they then divide into their wallet. That physical aspect helps you be more mindful of your money. Do you have fixed expenses that are automatically included? Then you can still include them in your paper statement.

Is a cash stuffing folder useful for on the go?
Absolutely. The A7 size, in particular, fits easily in your bag. You only take the envelopes you need—for example, "groceries" or "eating out."

Getting started with your own cash stuffing map?

Whether you're starting small or going all-in, a good cash-stuffing folder lays the foundation for greater peace and clarity in your finances. You'll learn to manage your money consciously, stay on top of your spending, and save more purposefully than ever before.

With us you will find everything you need to get started:

• sturdy folders in muted colors
• transparent envelopes
• stickers, trackers & accessories
• and handy sets if you want to get started right away

👉 View all cash stuffing folders and accessories

Ready to get started? You set the intention, we'll provide the tools.
And don't forget: every euro you consciously invest is one you will be grateful for later.